Surplus Funds Attorney Serving All 100 Counties – From the Mountains to the Coast
North Carolina Statewide Representation
Surplus Funds Attorney Serving All 100 Counties – From the Mountains to the Coast
Foreclosures occur in every corner of North Carolina—from the Blue Ridge Mountains to the Piedmont Triad, through the Sandhills, and across the Coastal Plain. Whether the property was located in Asheville, Charlotte, Greensboro, Raleigh, Fayetteville, Wilmington, Boone, or a rural county, foreclosure sales often result in surplus funds. These surplus funds are the extra money left over after paying the valid debts, and they belong to the former owner or their heirs.
As a North Carolina surplus funds attorney, I represent clients in all 100 counties, helping former homeowners, heirs, and business entities recover the foreclosure surplus they are entitled to under N.C. Gen. Stat. § 45-21.31.
Remote Hearings – No Travel Required in Most Cases
North Carolina’s court system allows surplus funds hearings to be held online when the proper paperwork is filed in advance.
This means:
I can represent clients anywhere in North Carolina
You do not need to travel to the county where the foreclosure occurred
I do not need to be physically present in most counties
The Clerk of Court will typically approve a remote/virtual hearing via Webex
The process is faster, more efficient, and more cost-effective for you
Whether your case is in the mountains of Watauga County, the Piedmont in Guilford County, or the coastal counties of Carteret or New Hanover, your claim can usually be handled without either of us ever setting foot in the courthouse.
Serving All Major Regions of North Carolina
Western North Carolina – The Mountains
Including: Asheville, Boone, Hendersonville, Franklin, Murphy, Sylva, Waynesville, and all mountain counties (Buncombe, Watauga, Jackson, Henderson, Macon, Avery, Mitchell, Yancey, Cherokee, Clay, etc.)
Foreclosures in the mountain region often involve family land, inherited property, cabins, LLC-owned investment homes, and older titles that require careful tracing.
Central North Carolina – The Piedmont
Including:
Charlotte, Greensboro, Winston-Salem, High Point, Salisbury, Lexington, Burlington, and counties such as Mecklenburg, Guilford, Forsyth, Rowan, Alamance, Davie, Randolph, Cabarrus, Rockingham, Davidson, and more.
Because this region has the highest population density, it also produces the highest volume of foreclosure surplus funds in the state.
Research Triangle & Sandhills
Including: Raleigh, Durham, Cary, Apex, Chapel Hill, Fayetteville, Southern Pines, Sanford, and counties like Wake, Durham, Orange, Harnett, Lee, Moore, and Cumberland.
Rapid growth and rising property values in these areas often lead to large surplus funds amounts.
Eastern North Carolina – The Coastal Plain
Including: Wilmington, Jacksonville, Greenville, New Bern, Morehead City, Elizabeth City, and all coastal and Tidewater counties (New Hanover, Onslow, Carteret, Craven, Beaufort, Hyde, Dare, Pitt, Pender, Brunswick, etc.)
Coastal properties often generate high-value foreclosure surplus funds due to rising home and land prices.
Why Surplus Funds Claims Require a Lawyer
Recovering surplus funds requires filing a Special Proceeding with the Clerk of Court, including:
A properly drafted Petition for Surplus Funds
Verified affidavits of title and ownership
Properly authenticated exhibits
Identification and service on all potential claimants
Compliance with North Carolina surplus funds statutes
Virtual or in-person hearing before the Clerk
Mistakes can lead to delays, denials, or the funds being claimed by someone else.
As a statewide North Carolina surplus funds lawyer, I handle:
Heirs of deceased owners
LLC owners, dissolved LLCs, partnerships, and corporations
Homeowners who moved out of state
Military families
Estates with no will or no administrator
Conflicts involving creditors, HOAs, and lienholders
Serving Every County in North Carolina
No matter where your foreclosure took place, I can help.
I represent clients in all 100 counties, including:
Mecklenburg - Wake - Guilford - Forsyth - Cumberland
Buncombe - Henderson - Watauga - Catawba - Gaston
Durham - Orange - Alamance - Cabarrus - Randolph
New Hanover - Onslow - Carteret - Pitt - Craven
And every rural and mountain county in between
If your property anywhere in North Carolina was foreclosed and sold for more than the outstanding debt, you may be entitled to surplus funds. Before signing anything or responding to questionable mailings, speak with a statewide North Carolina surplus funds attorney who can protect your rights and recover the funds you lawfully deserve.